Decisions

Forget Amazon, I’m going with Jet

I talked about how Amazon has recently taken to requiring you to join Amazon Prime in order to purchase some of its products. To me, that seemed like a bridge too far. And so I began researching alternatives to Amazon. I found a worthy contender relatively quickly, as I had recalled a news article I … Continue reading »

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Why Amazon is starting to remind me of the mob

If you recall my time on the Slow Carb Diet, you may recall that I’m a big fan of Vega protein powder. The one I use has a good amount of greens and antioxidants, a tasty flavor without sugar, and doesn’t use any animal products like whey or casein, which are not necessary for our diet. … Continue reading »

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How to know when to make an impulse purchase

Ramit Sethi, the I Will Teach You To Be Rich guy, has a rule about books: If you’re “thinking about” buying a book, just buy it. Don’t waste 5 secs debating. Even 1 idea makes it worth it. I may not be this cavalier about books (because one might easily end up with a big … Continue reading »

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Here’s how I’m going to get a Tesla

I’m not a “car guy”. I understand that there’s an aesthetic about “acceleration” and “handling”, and how a car “feels”, but I’ve always just wanted one to get me from A to B in relative comfort and without breaking down. When I was a teenager, my friend told me about a new kind of car. It … Continue reading »

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Is it time for me to refinance? My mortgage origination company thinks so

I closed on my home almost two years ago. And while I made the terms a little longer than I needed to, my plan currently is to pay it off as if it were a 15 year mortgage. As I’ve written about before, my most pressing task is removing Private Mortgage Insurance, which I need … Continue reading »

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How much is that cheap thing costing you?

I’m a big fan of purchasing responsibly. I’m not profligate with my spending, but I do feel like it’s important to spend a little extra on certain things that provide a significant return, be it personally or financially. But I also have learned over time to take a longer view of purchases. It’s not just … Continue reading »

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The moment I learned that dollar stores aren’t a good deal

In 2003, I was living in New York City, working a retail job where I made around $13 an hour. (That’s a $26,000 salary equivalent.) My rent was $675, which meant that I was spending 50% of my take home pay just to live and keep the lights on. It wasn’t quite “result misery”, as … Continue reading »

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The problem with YOLO

I’m in Vegas this week. Everyone has a strong reaction to that phrase, and it’s quite revealing about them. Sometimes it’s, “Ugh, Vegas, what a hellhole“, but more often it’s “Awesome! What kind of craziness are you gonna get up to? Are you drinking yet? How much money have you lost on the slots?” Ahem. … Continue reading »

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The problem with wanting “more”

“I wish I had more money.” I hear this at discussion groups, coaching sessions, and even just conversations with friends. I can’t help but remember that commercial from my childhood for a trade school, with Sally Struthers as spokesperson: “Do you want to make more money? Of course, we all do.” But do we really? … Continue reading »

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Prince vs. The Barnes Foundation: do you even need a will?

I’ve found myself quite avoidant to the task of getting a will. Then again, it’s a question worth asking: Do you really need a will? Now, I Am Not A Lawyer, as the saying goes, but I do have some thoughts on the matter.

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