Tagged With: budgeting

In-app-ropriate: don’t use an online service to track your spending

  There are numerous sites and apps where you can sign up to manage your money, track your spending, and all of that. From what I’ve seen, they range from okay to horrendous, depending on what their angle is (and what they’re selling). My problem with them is primarily that they are unnecessary. Do you … Continue reading »

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How to plan for yearly bills

  Recently, I had a number of large bills come due at the same time. My web hosting service (that contains this site) came due, and I always renew for as long a time as possible (to get the best rate). This turned out to be an ouch-inducing $250. I also use a Post Office … Continue reading »

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The one category in your budget that you don’t want to forget

  One of the tasks you do when starting out budgeting for the first time is to come up with spending categories for your expenses. These are things like transportation, groceries, clothing, things that you spend money on throughout the month. The choice of categories is a personal one. If you spend a lot of … Continue reading »

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How the handle the stress of budgeting

  I last talked about bare-bones living, and how it requires extra attention and care. But when you’re living so close to the edge, you’re dealing with a lot of stress as it is. So it can be tempting to see this extra work as adding stress to an already stressful situation. I admit that … Continue reading »

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How to live on a very tight budget

  I talk a lot about various ways to get your financial life in line. This isn’t because I think that money is the most important thing, or that we should spend a lot of time on it in our lives. Quite the opposite; a little bit of planning and intention with money, and you … Continue reading »

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I don’t pay bills

  …and you shouldn’t either. Here’s why:

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Draw your money graph

  If you are like most people, you think visually. A table of values might be nice to look at, but it doesn’t have the same impact of those values plotted in a visual way. So it should surprise no one that I suggest that people think about their finances in a visual way too. … Continue reading »

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But keeping track of expenses is hard!

  I have suggested that you keep track of your expenses as they occur throughout the month. This raises some eyebrows, and questions are often asked. But instead of a standard FAQ, I thought it might be more fun to hash this out in a sort of Socratic dialog. Which might actually be the same … Continue reading »

Categories: Awareness, Radical Finances | Tags: , , , | 9 Comments

The secret life of your money

  Your money has a secret life. You may think that you don’t know this, but you actually do. Have you ever sat down and said to yourself, “I just don’t know where my money goes off to?” Yeah, I thought so.

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What to do when you go over budget

  You would think because I do financial coaching and talk about money a bunch, that I’d be an ace at it and never have any problems. Alas, you would be wrong.

Categories: Awareness, Radical Finances | Tags: , | 2 Comments