Tagged With: credit cards

Captain Obvious Reports: How not to have more credit card debt

Sometimes I like to get deep into the rabbit role with details. The post I wrote immediately before this detailed the ins and outs of rebalancing your investment portfolio. An important topic to discuss, but it’s hard not to be too wordy about it. But everyone’s busy and has a short attention span. So I’ve … Continue reading »

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A quick primer on obtaining and using foreign currencies when traveling

As I mentioned about tracking expenses when traveling abroad, other countries don’t use US dollars. (I’m joking about this being notable, of course.) But switching between currencies presents some extra challenges and requires extra awareness to prevent getting burned with fees. So if you’ve got international travel coming up, and especially if you haven’t done … Continue reading »

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How to decide whether to keep a credit card with an annual fee

I mentioned that there is only one reason to keep a credit card that carries an annual fee: The benefits you get from holding the card that you would have paid for anyway must be greater than the annual fee. Let’s take this (strong) statement piece by piece.

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Conferring with the enemy (Part 5): Finishing the deal

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for miles to post) game Conferring with the enemy (Part 4): Redeeming British Airways miles from … Continue reading »

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Guilt tipping, or another way that a card makes you spend more

  Last year, I spent an entire month spending only cash. My review at the time was that it was a giant pain in the neck, but it nevertheless (somehow) saved me hundreds of dollars. Since then, I’ve gone back to using my debit card (yes yes, willingly giving up points and miles because I’m … Continue reading »

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Why not to use flexible point currencies for earning miles

  I will continue to tell everyone to not put your every day spending on a credit card. Many of you will continue to not listen to me. So let’s assume that you’re convinced you need to use a credit card for earning. In which case, here’s my suggestion: Earn miles directly with an airline … Continue reading »

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How can I convince you to not put your spending on a credit card?

  As I never grow tired of saying, being financially aware is one of the most crucial ways to find peace in your life and achieve anything you want. Being rich isn’t the goal, but being intentional and making the best possible decisions can not only put you in a better financial position, but also … Continue reading »

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Conferring with the enemy (Part 3): The waiting (for miles to post) game

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for miles to post) game Conferring with the enemy (Part 4): Redeeming British Airways miles from … Continue reading »

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In-app-ropriate: don’t use an online service to track your spending

  There are numerous sites and apps where you can sign up to manage your money, track your spending, and all of that. From what I’ve seen, they range from okay to horrendous, depending on what their angle is (and what they’re selling). My problem with them is primarily that they are unnecessary. Do you … Continue reading »

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Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for miles to post) game Conferring with the enemy (Part 4): Redeeming British Airways miles from … Continue reading »

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