Tagged With: credit cards

In-app-ropriate: don’t use an online service to track your spending

  There are numerous sites and apps where you can sign up to manage your money, track your spending, and all of that. From what I’ve seen, they range from okay to horrendous, depending on what their angle is (and what they’re selling). My problem with them is primarily that they are unnecessary. Do you … Continue reading »

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Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for miles to post) game Conferring with the enemy (Part 4): Redeeming British Airways miles from … Continue reading »

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Conferring with the enemy (Part 1): A credit card for a travel plan

All posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for miles to post) game Conferring with the enemy (Part 4): Redeeming British Airways miles from … Continue reading »

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Why foreign transaction fees are (annoying but) no big deal

  WARNING: This post contains math. Are you old enough to remember travelers checks? When I went on my first trip abroad when I was much younger, that was still the de facto method of using currency when in a different country. These days, however, travelers checks seem as anachronistic as fax machines. Instead, when people … Continue reading »

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Why the Home Depot and Target breaches aren’t an argument for using credit cards

  Another month, another major retailer announces that their internal records have been hacked, and their customer credit/debit card accounts stolen. This time it was 60 million accounts, making it the biggest breach ever. I was at dinner the other night when the discussion of the latest breach at Home Depot came up. I was … Continue reading »

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How to spend money

  You grab the items off the shelf and bring them to the counter. You hand them to the cashier, who scans it and then tells you how much it costs. The cashier then looks at you, expectantly. How do you pay for the items? I don’t mean to turn this into a Choose Your … Continue reading »

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Beware of induced spending (or the perils of credit card travel benefits)

  I read lots of travel hacking blogs, as I’ve mentioned many times. And because sometimes travel hacking blogs seem more like credit card sales pages, I ingest many marketing messages on a regular basis. So when I was writing my post about applying for NEXUS to get Global Entry, I could hear a voice … Continue reading »

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On financial prudence (or why I’m probably not cut out to be a travel hacker)

  I love talking about travel hacking, which I define as strategies of acquiring travel experiences creatively, for less than than the usual cost. It’s pretty awesome actually. I’ve utilized some tricks that have allowed me to stay in nice hotel rooms for effectively free, getting a room when a hotel is “sold out” , … Continue reading »

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The high cost of free frequent flyer miles

  There’s a tension between having an interest in travel hacking and an interest in taking control of your finances. On one hand, the two pursuits seem to go well together. Travel hacking involves having creative travel experiences on a budget, so it allows you to go places you wouldn’t ordinarily be able to go. … Continue reading »

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Ignore interest rates on debt

  “This card has a 12% APR.” “My student loan is fixed at 5%.” “I can get a new car with a 0% interest loan.” Interest rates are talked about quite often when it comes to financial matters. Mostly, this is because it’s easy; the numbers are usually low, whole numbers, and those are simple … Continue reading »

Categories: Radical Finances | Tags: , , , , , | 5 Comments