Tagged With: expenses

How float can help you track your expenses more effectively

Let’s talk about float. As I’ve defined it before, float is the money in your checking account that is above and beyond your paychecks. It is a cushion for your day-to-day balance changes. Having adequate float in your account is an easy way to allow you to automate your bills and not have to worry … Continue reading »

Categories: Radical Finances | Tags: , , | Leave a comment

A photo finish is a good thing when budgeting

If you’re like me, you may procrastinate, but you don’t like it. You don’t enjoy waiting until the last minute to get things done. And in general, it feels better to have some leeway, rather than cutting things close. However, when it comes to making a plan for your money, you actually do want to … Continue reading »

Categories: Radical Finances | Tags: , , | Leave a comment

Does savings count as a bill or an expense?

I talk a lot about making plans for spending money, because you want to spend your money intentionally and not just let it happen. Moreover, the objective is not to spend as little as possible, but just the right amount to achieve your goals. (People forget this part, thinking that spending less is intrinsically a … Continue reading »

Categories: Radical Finances | Tags: , , | Leave a comment

How to keep track of your expenses while traveling

Another question that was asked after a recent meeting of the Portland Integrative Finance Community was regarding expense tracking and traveling, namely: “How do you overcome the challenges of tracking expenses while traveling?” Ooh, another great question! Gosh, if the PIFC keeps growing, I’ll never need to think of post ideas again!

Categories: Movement, Radical Finances | Tags: , , | Leave a comment

What to do when you have extra category money at the end of the month

At the most recent gathering of the Portland Integrative Finance Community (join for free here), we had a frank and engaging discussion about the challenges and the benefits of tracking your expenses each and every month, something I’ve done for years and espoused on this site over and over. But just saying “track your expenses” is … Continue reading »

Categories: Radical Finances | Tags: , , , | Leave a comment

What to do about employee expenses

  I currently have a “day job”, as my own projects, such as my integrative financial coaching service, aren’t self-sustaining (yet). As part of this day job, I’m sometimes asked to travel. It’s always on the company dime, but nevertheless, it’s something I need to spend first and get reimbursed later. On my most recent trip, … Continue reading »

Categories: Decisions, Radical Finances | Tags: , , | Leave a comment

Income, Bills, and Expenses: a glossary

  I often capitalize three specific words when talking about personal finance: Income, Bills, and Expenses. I’ve defined these ideas in different posts throughout the history of this site, but I’ve found that I haven’t actually devoted a place to just those definitions. And since I’ve learned that I define these terms slightly differently than … Continue reading »

Categories: Radical Finances | Tags: , , , , | 2 Comments

Track or you will fail

  I’ve been reading Tim Ferriss’s “The 4-Hour Body” recently. Perhaps I’ve been caught up in the New Year’s wave of health resolutions (though it may just be a coincidence, as I’m a year-round gym-goer) but I’ve recently thought that it couldn’t hurt to revisit some of my health goals. Anyway, this isn’t a review … Continue reading »

Categories: Awareness, Radical Finances | Tags: , , , , , | 2 Comments

How the handle the stress of budgeting

  I last talked about bare-bones living, and how it requires extra attention and care. But when you’re living so close to the edge, you’re dealing with a lot of stress as it is. So it can be tempting to see this extra work as adding stress to an already stressful situation. I admit that … Continue reading »

Categories: Radical Finances | Tags: , , , , , | 2 Comments