Tagged With: home

The past and future of home prices, or how no one remembers history

In many areas of the country, home prices are going crazy. Or at least that’s the narrative. I just discovered an amazingly engrossing interactive chart by The Economist where they show home prices in various U.S. cities as a function of time and other metrics.┬áThe picture it paints with home prices is one that matches … Continue reading »

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Do you need to live with who you love?

  I live in a rather small place, at least by American standards. But it’s a lovely place, and I am pleased that I managed to be able to purchase it. One thing feels clear to me though: I don’t feel like I would want to share it with anyone else. Is that so strange?

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The homeowner’s “garden”: a little equity grows

  Have you ever bought a home? Well, if you only have a single full time job, and want another one on top of it, well, this is the plan for you. Everything in this process seems to have resulted in the need for another person to come on board. It’s been like an endless … Continue reading »

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Why I’m going back into debt (or why I was never really debt-free)

  I’ve long railed against debt. Debt slows you down from achieving what you want, and forces you to pay companies that don’t have your best interests in mind. I paid off my last debts four years ago, and I felt an immediate and lasting sense of intense relief. It was like there was an … Continue reading »

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Why not pay cash for a home?

  WARNING: This post contains math. There is definitely something compelling to owning your own home, from both a psychological standpoint but also a financial standpoint. But I’m not a fan of debt. You know this by now. And in case you haven’t noticed, homes are a little expensive these days. For most people, this … Continue reading »

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How to live rent-free

  If you rent your living space, it’s probably your largest recurring bill. By a fairly significant margin. (Or, at least I hope it is. If it’s not, either you’ve got a great living situation, or you’re in big trouble. Maybe I can help.) I bet there’s a part of you who looks at your … Continue reading »

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On being kicked out of my apartment, or Nothing is unexpected

  Have you ever rented a place, and been very comfortable there, only to receive a voicemail message from your landlord that started like this: “I don’t know how to say this to you, but I just wanted to say that you’ve been a very amazing tenant…” Uh oh. Without even hearing the end of … Continue reading »

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Home ownership revisited

  One of my very first posts at Unlikely Radical was titled “Why renting is better than owning“. Later, I noted that while some people feel that home ownership provides a feeling of security, others will feel exactly the opposite. Much more recently, responding to the house fever that seemed to be infusing my social … Continue reading »

Categories: Decisions | Tags: , | 4 Comments

On cultural programming, or why a home is not necessarily a house

  While writing why you probably can’t afford to buy a home, I found myself subconsciously substituting the word “house” for the word “home.” That article, one of the longest I’ve ever written for this site, has the word “home” appear about two dozen times. I probably had to consciously stop and substitute the word … Continue reading »

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Five reasons why you can’t afford to buy a home

  It seems like lots of people I talk to these days are thinking about buying a home. Perhaps it’s the season, or the particular intersection of age and socio-economic background in the circles I travel in. Perhaps it’s coincidence. I don’t know. It’s crossed my mind too. The desire to own one’s own domicile … Continue reading »

Categories: Radical Finances | Tags: , , , , | 2 Comments