Tagged With: spending

What to do when you have extra category money at the end of the month

At the most recent gathering of the Portland Integrative Finance Community (join for free here), we had a frank and engaging discussion about the challenges and the benefits of tracking your expenses each and every month, something I’ve done for years and espoused on this site over andĀ over. But just saying “track your expenses” is … Continue reading »

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Why not to use flexible point currencies for earning miles

  I will continue to tell everyone to not put your every day spending on a credit card. Many of you will continue to not listen to me. So let’s assume that you’re convinced you need to use a credit card for earning. In which case, here’s my suggestion: Earn miles directly with an airline … Continue reading »

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The surprise I got from spending only cash for a month

  For the past month, I have spent nothing but cash for all my expenses. (Bills were paid automatically.) You can read about why I did this in greater detail, but more than anything, I basically just wanted to see what would happen. Would I spend more? Would I spend less? What would I learn … Continue reading »

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A month of living cash-only

  I’ve talked about how to spend money. When you think about it, it’s a surprisingly complex decision, and one that takes place many times a day. I’ve hammered home the point about the dangers of putting everyday spending on a credit card. You spend more because you don’t feel the money, and it makes … Continue reading »

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How can I convince you to not put your spending on a credit card?

  As I never grow tired of saying, being financially aware is one of the most crucial ways to find peace in your life and achieve anything you want. Being rich isn’t the goal, but being intentional and making the best possible decisions can not only put you in a better financial position, but also … Continue reading »

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Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card

AllĀ posts in this series: Conferring with the enemy (Part 1): A credit card for a travel plan Conferring with the enemy (Part 2): Fulfilling minimum spend requirements on a credit card Conferring with the enemy (Part 3): The waiting (for miles to post) game Conferring with the enemy (Part 4): Redeeming British Airways miles from … Continue reading »

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Beware of induced spending (or the perils of credit card travel benefits)

  I read lots of travel hacking blogs, as I’ve mentioned many times. And because sometimes travel hacking blogs seem more like credit card sales pages, I ingest many marketing messages on a regular basis. So when I was writing my post about applying for NEXUS to get Global Entry, I could hear a voice … Continue reading »

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