Tagged With: Vanguard

How to know when it’s time to rollover your old retirement plan

A little over a decade ago, I had a job with a university. I participated in their retirement plan, a 403(b) plan with TIAA-CREF (now TIAA). I still have this account. As I moved to a different job, I started a retirement plan there, but my TIAA retirement account stayed put, which was intentional. Chances … Continue reading »

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A Vanguard benefit for those without “elite” status

So Vanguard has “elite” status tiers with extra benefits for those who qualify. The tiers start at $50,000. But $50,000 is a lot of money to many of you. Me too. And while it’s nothing approaching the roughly $1,000,000 that we’re all going need in order to retire well, the first $50,000 is always the … Continue reading »

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You can get “elite” status…with Vanguard

I’m an unsophisticated investor, but I consider that a good thing. I’d rather do something simple that has a proven track record, rather than go for big bets that are unproven and even more risky. After all, this is my retirement¬†we’re talking about here. And Vanguard can be as unsophisticated as it gets. I’ve extolled … Continue reading »

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How to open a Roth IRA with Vanguard

I’ve made no secret about a number of things: Retirement planning is something we need to do, and right now. The best way for everyone to plan for retirement is through investing. A Roth IRA is an investment vehicle that should be a part of everyone’s portfolio, if possible. A Roth IRA, unlike a 401(k), … Continue reading »

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How to transfer an IRA to Vanguard

Many years ago, when I was first learning about investing, I decided to start my own IRA. At my coworker’s suggestion,¬†I set up the account at Scottrade. Over the course of two years, I put a little bit of money in it, and then sort of left it alone. In hindsight, I guess I thought … Continue reading »

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It’s 4 AM: Do you know where your retirement accounts are?

I just remembered that I have a gift card with money on it that I haven’t yet spent. The gift card is for Williams-Sonoma, a nice place for sure, but looks like I’ll be able to afford only a pot holder or half a pair of tongs. I’m not alone in not spending my gift … Continue reading »

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What is the minimum needed to start investing for retirement?

  Okay, so say you’re ready to invest. You’ve either paid off all your debts, or you’re not going to listen to me and want to get started now, regardless. Either way, I’ve got your back. Let’s also say that you’re starting out on your own, and not going through an employer-sponsored account. (I’m delineating … Continue reading »

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